Individualized Financial Advice, Just for You

Every client who partners with Towerto Private Wealth receives highly individualized guidance. No two clients are alike, so I tailor each strategy to your personal circumstances, objectives, and dreams for the future. My goal is to simplify the complexities of financial planning, making it approachable and manageable for every stage of life. Whether you’re planning for retirement, aiming to grow a college fund, or seeking tax strategies to preserve your wealth, my services provide a straightforward path to help you feel confident in your financial future.

All Your Financial Information in One Place: Your Personal Financial Dashboard

To support our planning process, I provide each client with access to a personalized financial website where you can view a consolidated “dashboard” of all your financial information. This easy-to-read platform brings together key information from all accounts, providing clarity and insight into your financial picture. This financial dashboard updates in real-time, empowering you to monitor progress toward your goals, adjust strategies as life changes, and keep an eye on the bigger picture, from retirement savings to insurance coverage.

Beyond the dashboard, your personalized website includes a secure digital vault. Here, you can safely store essential financial documents, such as wills, estate planning documents, and other records that are critical to your future. This vault offers peace of mind, knowing that all vital documents are organized and available when needed.

Ongoing Guidance Tailored to Your Life

Most of my clients retain me for ongoing guidance and support, which means we build a relationship that continues throughout various life stages. As an experienced financial planner, I help clients navigate life’s transitions, from career changes and family additions to the shift from wealth accumulation to retirement income planning. I charge an annual fee that’s a fixed percentage of your portfolio’s value, aligning my interests with yours, as your success directly influences my compensation. This model allows me to focus solely on serving your best interests without any commission-based incentives or external pressures.

Financial Planning Services to Meet Your Needs

My services cover a full range of financial planning needs:

• Retirement Income Planning: For many clients, securing a stable income in retirement is the foundation of their financial plan. I work with you to create a retirement strategy that aligns with your goals, accounts for anticipated expenses, and ensures that you have sufficient income streams to support your desired lifestyle. Whether you’re near retirement or just starting to think about it, we’ll plan ahead for a smooth transition.
• Retirement Planning: My retirement planning services go beyond income alone. We’ll develop a comprehensive strategy that takes into account your future healthcare needs, expected lifestyle, and potential risks to your retirement savings. In Glastonbury, CT, retirement planning is tailored to the specifics of your location, taking into account local tax implications, housing costs, and more.
• 529 College Savings Plan and Education Planning: Saving for a child’s education can be a daunting task, but a 529 College Savings Plan can be a powerful tool to help you achieve this goal. Together, we’ll explore strategies to make higher education affordable, using tax-advantaged accounts that offer flexibility and growth potential.
• Portfolio Management: A well-structured investment portfolio is essential for long-term financial growth. My approach to portfolio management is personalized, aiming to create a diversified portfolio that reflects your risk tolerance, financial goals, and investment timeline. We’ll review and adjust your portfolio as needed to ensure it remains aligned with your objectives.
• Tax Planning: Tax efficiency is a key component of preserving wealth. With targeted tax planning, I help you minimize liabilities, maximize deductions, and optimize the timing of income and expenses. Together, we’ll build a tax strategy that considers your unique financial situation, so you can keep more of what you earn.
• Estate Planning: Ensuring your wealth is transferred according to your wishes is a deeply personal matter. I work closely with you to craft an estate plan that includes wills, trusts, and other mechanisms to protect your assets and ensure they benefit your loved ones as you intend. From creating a legacy to minimizing estate taxes, my estate planning services provide peace of mind for you and your family.
• Insurance Planning: Insurance provides a safety net against life’s uncertainties. We’ll assess your current insurance coverage and determine if adjustments are needed to safeguard your wealth. Whether it’s life, disability, or long-term care insurance, I help you find the right balance to protect yourself and those you care about.

An Advisor You Can Trust: Fee-Only, Fiduciary, and Client-Centered

As a Fee-Only advisor, I do not sell commission-based products or receive referral fees, which means my loyalty is always to you. My objective approach ensures that our decisions are driven by your best interests. I provide an independent, second opinion of your financial health, bringing clarity and confidence to your planning.

A key component of my practice is the decision to limit the number of clients I serve. By keeping my practice small, I can offer you high-touch service and 100% personalized financial advice. This boutique approach allows me to dedicate time to understanding the full scope of your financial life and to be available when questions arise, adjustments are needed, or new goals come into focus.

Collaborative and Compassionate Guidance

Financial planning can feel overwhelming, and that’s where Towerto Private Wealth comes in. I partner with you to take the burden off your shoulders, giving you confidence that all aspects of your financial life are being managed. This collaboration goes beyond simple number-crunching—it’s about understanding your values, family dynamics, and long-term aspirations. I work with retirees, families, self-employed business owners, and highly compensated executives to build a financial plan that reflects what’s most important to them.

Start Planning with Towerto Private Wealth

Taking control of your financial future starts with a single step. Whether you’re planning for retirement, saving for your children’s college education, or seeking a comprehensive estate plan, my services are designed to support your journey with clarity, confidence, and care. At Towerto Private Wealth, I provide the guidance, tools, and resources to help you navigate the complexities of financial planning.

As a resident of Glastonbury, CT, I understand the unique financial needs of our community and am here to provide support tailored to our area. My practice is not only about managing wealth; it’s about helping you feel secure, prepared, and empowered in every financial decision you make.

With Towerto Private Wealth, planning for the future doesn’t have to be overly time-consuming or complicated. I am here to help you make informed decisions, prioritize your goals, and ultimately, achieve financial peace of mind. Let’s work together to build a plan that gives you confidence in your financial future.

Contact Me to Begin Your Financial Journey

If you’re ready to make informed decisions about your financial future, I invite you to contact me today. Let’s start a conversation about how we can achieve your goals and secure your financial peace of mind with Towerto Private Wealth. Together, we’ll navigate life’s financial complexities, plan strategically for the future, and create a lasting legacy for generations to come.