Financial planning is more than just numbers on a page—it’s about empowering clients to feel confident about their future. As a Certified Financial Planner (CFP®), my mission is to deliver clarity, simplicity, and measurable results. Guided by a philosophy built on evidence, long-term focus, and cost efficiency, I help clients align their portfolios with their unique goals. Whether you’re seeking a financial advisor near Glastonbury, CT, or simply want a second opinion on your financial situation, my approach is designed to bring order to financial chaos.
At Towerto Private Wealth, I focus on delivering high-touch, personalized financial advice tailored to the needs of retirees, families, self-employed business owners, and highly compensated executives and managers. Here’s how I approach financial planning and investment management.
My Investment Philosophy
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Simplicity Is the Ultimate Sophistication
In financial planning, simplicity often leads to better results. Overcomplicating strategies with unnecessary transactions or chasing trends can undermine progress. My approach is grounded in the belief that a straightforward, evidence-based strategy delivers the best results over time.
Through disciplined planning and rational investment strategies, I focus on removing the noise that distracts many investors. My job as your financial advisor near Glastonbury, CT, is to simplify your financial life while ensuring your portfolio is aligned with your long-term objectives.
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Evidence-Based Decision-Making
Many investors fall prey to emotional and psychological biases, leading to reactionary decisions. Instead of succumbing to market swings or chasing short-term gains, I rely on peer-reviewed academic research to guide my recommendations.
As a Glastonbury financial advisor, I emphasize patience and a long-term outlook. By removing emotion from the equation, I help you avoid pitfalls and pursue steady, sustainable growth.
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Strategic Asset Allocation
How your portfolio is divided among stocks, bonds, and cash is the most important factor in determining your long-term returns. Strategic asset allocation allows us to balance growth potential with your unique risk tolerance, goals, and investment timeframe.
Over time, market fluctuations can cause your portfolio to drift from its intended allocation. My role as your certified financial planner is to monitor your portfolio regularly and rebalance as needed to stay on course. While rebalancing can incur costs or tax liabilities, it is essential for maintaining alignment with your goals.
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Minimizing Costs Through Low-Cost Index Funds
Fees can erode your earnings over time. That’s why I use low-cost index funds to replicate market indices like the S&P 500 and Russell 3000. By focusing on cost efficiency, I help you keep more of what you earn, maximizing the potential for long-term wealth accumulation.
How I Serve My Clients
Objective and Transparent Advice
As a fee-only financial advisor, I do not sell commission-based products, receive referral fees, or collect other forms of compensation. This commitment to transparency ensures that my recommendations are always in your best interest. If you’re searching for a financial advisor near you who prioritizes objectivity, Towerto Private Wealth is here to help.
Comprehensive Financial Planning
Financial planning can feel overwhelming, especially when juggling competing priorities like retirement savings, tax strategies, and investment decisions. My goal is to bring order to the chaos by addressing all aspects of your financial life in a holistic manner. Together, we’ll build a plan that provides clarity and confidence, empowering you to focus on what matters most.
Personalized Service
I intentionally limit the number of clients I work with to provide a high-touch experience. Each client receives 100% personalized financial advice tailored to their circumstances. Whether you’re planning for retirement or managing a business, I’ll work closely with you to design a strategy that aligns with your goals.
Collaborative Approach
Financial planning doesn’t happen in isolation. I work collaboratively with you—and if needed, with your accountant, attorney, or other professionals—to ensure every piece of your financial puzzle fits seamlessly. This integrated approach allows for smarter decision-making and better outcomes.
The Core Pillars of My Process
Step 1: Understanding Your Goals
Every financial journey begins with a conversation. During our initial consultation, I’ll take the time to understand your aspirations, concerns, and financial circumstances. Whether you’re located in Glastonbury, CT, or beyond, this step is crucial for crafting a personalized roadmap.
Step 2: Crafting a Strategy
Once I understand your goals, I’ll create a comprehensive plan tailored to your needs. This includes determining the right asset allocation, identifying tax-efficient strategies, and establishing a timeline for achieving milestones. My planning is rooted in evidence and designed to adapt as your circumstances change.
Step 3: Implementing the Plan
A well-designed plan means nothing without action. I’ll guide you through the implementation process, ensuring each step aligns with your overarching strategy. From selecting investments to optimizing your portfolio, I’ll handle the details so you can focus on living your life.
Step 4: Monitoring and Adjusting
Markets change, and so do your goals. Regular reviews and adjustments are essential to staying on track. As your Glastonbury financial advisor, I’ll monitor your portfolio, rebalance as necessary, and provide ongoing guidance to ensure your plan remains effective.
Why Towerto Private Wealth?
Independence and Integrity
As a fee-only certified financial planner, my advice is free from conflicts of interest. I work solely for you, ensuring that every recommendation is driven by your best interests.
Expertise You Can Trust
With years of experience serving retirees, families, and business owners, I bring a deep understanding of the challenges and opportunities you face. My goal is to simplify your financial life, providing confidence and peace of mind.
A Local Presence, a Global Perspective
Based in Glastonbury, CT, I understand the unique financial landscape of our community. However, my approach is informed by global trends and evidence-based strategies, ensuring your portfolio is optimized for success in any market environment.
Accessible and Approachable
Financial planning doesn’t have to feel intimidating. I strive to make the process approachable and collaborative, answering your questions with clarity and patience. Whether you’re navigating retirement planning or exploring new investment opportunities, I’m here to guide you every step of the way.
Your Financial Partner in Glastonbury, CT
When you work with Towerto Private Wealth, you gain more than just a financial advisor near you—you gain a partner dedicated to your success. My investment philosophy emphasizes simplicity, long-term focus, and cost efficiency, ensuring that every aspect of your financial plan is designed to deliver results.
If you’re ready to take the next step, contact me today. Together, we’ll create a roadmap that aligns with your goals, providing the confidence you need to enjoy life’s journey.
Call 860-790-7992 or visit our website to schedule your consultation. Let’s build a financial future that’s as unique as you are.
Towerto Private Wealth—empowering you to pursue your long-term goals with confidence and clarity.
